Charterers liability cover is a type of insurance that is primarily designed for charterers of vessels to provide the necessary coverage for their contractual or legal obligations to a ship-owner as spelt out in the charter agreement. This coverage usually deals with liability exposures like safe berth, loading, stowage of cargo and unloading, hull damage
Customers owing you money is now a common fact of business. That is why proper debt collection is an essential part of business operations nowadays. The trouble is that sometimes it can be hard to get that money from your customer. Here are a few tips on what you can do to ensure that you
Does your jaw lock whenever you yawn? Do you also experience earaches with a dash of pain or pressure behind your eyes? If you are experiencing these symptoms, then maybe you’re suffering from Temporomandibular Joint Disorder (TMJ). What is TMJ? TMJ is a condition wherein the hinge that connects your upper and lower jaw isn’t
There are plenty of reasons why having a good workplace is essential. Not only does it give out a welcoming vibe, but it also ingrains a sense of style unique to your business. It’s the perfect motivation to keep your employees connected and your customers invested. Plenty of commercial landscaping companies in Sarasota can design
Being stuck in debt is agonizing. Unfortunately, a way of life that encourages overspending or having abrupt emergencies can make you sink deep that getting out will be a major challenge. Whichever the reason, settling what you owe and paying all of your debt is hard. When this happens, it may seem like the easy
Buying a home takes commitment and hard work. For sure, you want to see that such an investment is secure against intruders. Metal fencing is one of the most durable fencing types that has gained popularity over the recent years. But in as much as it’s a significant investment, it shouldn’t come in the way
Minnesota Halloweens used to be times of frights and chills before the state took a turn into dressing up as the latest cartoon characters and sexy nurses. Political correctness also added its two cents and now Halloween is considered less fun than ever. However, you can still indulge in scary activities if you know where
Gifts are an integral part of any relationship. They are our way of showing how much we appreciate those around us. Even though gifting is almost a second nature, many people still struggle with choosing the right gift for the occasion. Knowing how to choose the right gift is critical since the wrong choice could
At every wedding, the bride and groom can expect to receive various gifts. These presents could be for them, for the baby, or for the whole family. This has been the custom in many countries, including the United States. The gifts commonly given would include jewelry, electronic devices, clothing, furniture, bags, and food. Here’s a
Carpal tunnel syndrome (CTS) is the bane of all hairstylists. It is believed to be caused by strained repetitive movements of the hands and wrists — and cutting hair can be quite repetitive. CTS can be painful, but the pain is only one of your problems. The ailment also reduces the strength, sensitivity and dexterity